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Learning to save money when you are young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs, many people – adults included – do not have a good sense of saving for the long run.

I have been lucky to learn this lesson early because I have had a grass – cutting business since I was 10 years old. Of the money I make, I spent about 10 percent and save the other 99 percent.

Making sure you save and don’t spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow.

Young people should realize that their teenage years are a great time to begin saving.

At high school, many parents pay for almost everything, so your expenses can be small. If you have a job, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but you also lose the interest you could have earned by saving it.

After high school, college is expensive and then “real” life begins, with the expense such as food and rent.

If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. The earlier you begin saving, the more time the money has to grow.

If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving the earlier it is to create a nest egg. Later in life it can be hard to start saving because general costs of living are most expensive and you may only have enough to pay your bills.

If you want to buy a house and have a family, you need money to start with, which comes from saving. Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want.

1．People should learn to save because           .

       A．money can bring happiness to everyone

       B．saving money can make people live an interesting life

       C．saving money can make people live a secure life

       D．saving money can make people live a simple life

2．When he was ten years old, the writer          .

       A．got a job to cut grass

       B．spent most of his earnings

       C．had a lesson to learn how to save money

       D．supported himself and lived independently

3．“real” life probably means         .

       A．living together with parents

       B．living independently without the help of parents

       C．living together with classmates in dormitories

       D．living a happy and rich life

4．The best title for the article is         .

       A．Saving for the Future

       B．Working Hard for the Future

       C．Studying More Knowledge as a Teen

       D．Forming Good Habits

Learning to save money when you're young is an important lesson. All good lessons arid habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run. 　　  

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90. 　　

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving. 　　

At high school many parents pay for almost everything, so your expenses can be small. If you have a lob, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it. 　　

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier.________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.  

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving. 　　

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life. 　　  

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

1.What’s the best title of the passage? 

2.Which sentence in the passage is the closest in meaning to the following one?

 As long as you save early, you’ll do less work to live well at your old age.

3.Please fill in the blank in the passage with proper words or phrases to complete the sentence.(within 10 words)

4 According to the passage,.what do you think of saving ?(within 30 words)

5.Translate the underlined sentence into Chinese.

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.
I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.
Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.
If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.
After high school, college is __46__， with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.
Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.
Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.
Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__， it will mean you can live the way you want to without  55__.

【小題12】

A．hold out B．hold up C．hold onto D．hold back

Learning to save money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people-adults included-do not have a good sense of saving for the long run.

    I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

    Making sure you save and don’t spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

      At high school，if you have a part time Job，you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money，you not only lose that money，but also lose the interest you could have earned by saving it．

     After high school, college is expensive and then “real” life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college will be much easier.

     Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to star with，which comes from saving.

     Many say money cannot make you happy, and this is true. But money can help you to lead a sale life.

     Saving early will mean yon will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

   In addition to this，it means you can live the way you want to without worrying.

1.When did the writer learn to save money?

2.What is a great time to begin saving?

3.What’s the best title for the passage?

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone __36__. Many people—adults included—do not have a good __37__ of saving for the long run.

I have been _38__ to learn this lesson early because I have had a grass cutting business since I was 10 years old. 39__ the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to __40__ wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to _41__. Young people should __42_ that their teenage years are a great time to begin saving.

If you have a job at high school, you _43__ have fun with some of the money. But you should also save some __44__ it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, __45__ lose the interest you could have earned by saving it.

After high school, college is __46__， with expenses such as food and rent. If you can  __47__ a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. If you are in your thirties without any savings, you will always have to __48__.

Later in life it can be hard to start saving _49__ general  cost of living is more expensive and you may only have enough to pay your _50__. If you want to buy a house and have a family, you need money to start with, which __51__ saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a __52__ life.

Saving early will mean you will have to work for fewer years when you are older. It will also __53___ you to spend time doing the things that you want to do.__54__， it will mean you can live the way you want to without  55__.

1.A. needs          B. likes            C. arranges     D. expects

2.A. knowledge      B. experience       C. form         D. sense

3.A. foolish            B. fundamental C. lucky        D. grateful

4.A. With           B. Of           C. In               D. From

5.A. divide up          B. build up     C. keep up      D. make up

6.A. break          B. run          C. make             D. grow

7.A. recognize      B. realize          C. research         D. doubt

8.A. must           B. dare         C. should               D. may

9.A. so that            B. in case          C. in that      D. but for

10.A. but               B. and          C. also             D. or

11.A. expensive     B. cheap            C. boring           D. bitter

12.A. hold out          B. hold up      C. hold onto    D. hold back

13.A. survive           B. struggle     C. tolerate         D. die

14.A. if                B. as long as       C. while        D. since

15.A. bills             B. taxes            C. attention            D. consequences

16.A. results from      B. gets from        C. comes from           D. escapes from

17.A. happy         B. simple           C. miserable        D. secure

18.A. forbid            B. allow            C. Advise       D. request

19.A. In addition       B. Above all        C. On the contrary      D. Believe it or not

20.A. consulting        B. worrying     C. resting      D. thinking

Learning to save money when you're young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people—adults included—do not have a good sense of saving for the long run.

I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.

Making sure you save and don't spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.

At high school many parents pay for almost everything, so your expenses(花費) can be small. If you have a job, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it.

After high school, college is expensive and then "real" life begins, with expenses such as food and rent. If you can hold onto a good percentage（百分比）of the money you earn as a teen, going to college and buying a house will be much easier. ________________, the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.

Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving.

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do.

In addition to this, it will mean you can live the way you want to without worrying.

76. What’s the best title of the passage?

                                                                  ___

77. Which sentence in the passage is the closest in meaning to the following one?

As long as you save early, you’ll do less work to live well at your old age.

78. Please fill in the blank in the passage with proper words or phrases to complete the sentence.（within 10 words）

79.  According to the passage, what do you think of saving? （within 30 words）

_____________________________________________________________        

 _____________________________________________________________       

80. Translate the underlined sentence into Chinese.

____________________________________________________________          

Learning to save money when you're young is an important lesson．All good lessons and habits begin early, and saving is a skill that everyone needs．Many people - adults included – do not have a good sense of saving for the long run．

       I have been lucky to learn this lesson early because I have had a grass-cutting business since I was 10 years old．Of the money I make, I spend about 10 percent and save the other 90．

    Making sure you save and don't spend too much is a good way to build up wealth．I have put my earnings in a bank．Many teens I know spend all the money they earn, so it never has a chance to grow．Young people should realize that their teenage years are a great time to begin saving．

    At high school, many parents pay for almost everything, so your expenses can be small．If you have a job．you should have fun with some of the money．But you should also save some so that it will grow．Then you can begin planning for your future．When you spend money, you not only lose that money, but also lose the interest you should have earned by saving it．

    After high school, college is expensive and then "real" life begins, with expenses such as food and rent．ff you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier．The earlier you begin saving, the more time the money has to grow．If you are in your thirties without any savings, you will always have to struggle, The earlier you begin saving, the easier it is to create a nest egg （儲備金） ．

1．According to the author, a man can build up his wealth by ____．

     A．finding a good job                   B．saving money when he grows up

     C．buying a house                    D．saving money and spending less

2．The author seems to believe____．

     A．it is hard to save money when in high school

     B．if you have a job, you needn't save money

     C．when spending one loses more than the money he pays

     D．going to college will be easier if you borrow money from the bank

3．The best tide of the passage can be ____．

     A．Saving for future                    B．Learning to spend less

     C．How to save money                D．How to make money

4．The text is written mainly for ____．

     A．a(chǎn)dults       B．teenagers       C．businessmen            D．college students

閱讀下面的短文, 并根據(jù)短文后的要求答題。（注意問題后的詞數(shù)要求）  

Learning to save money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people－adults included－do not have a good sense of saving for the long run.   

I have been lucky to learn this lesson early because I have had a grass. cutting business since I was 10 years old. Of the money I make I spend about 10 percent and save the other 90.   

Making sure you save and don't spend too much is a good way to build up wealth.   I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.   

At high school many parents pay for almost everything, so your expenses can be small.  If you have a lob, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but also lose the interest you could have earned by saving it.   

After high school, college is expensive and then “real” life begins, with expenses such as food and rent. If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier.                              ,  the more money you’ll save and the easier it will be. If you are in your thirties without any savings, you will always have to struggle.   

Later in life it can be hard to start saving because general cots of living are more expensive and you may only have enough to pay your bills. If you want to buy fl house and have a family, you need money to start with, which comes from saving.   

Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.   

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to d0.   

In addition to this, it will mean you can live the way you want to without worrying.   

76.   What’s the best title of the passage?  

77.   Which sentence in the passage is the closest in meaning to the following one?  

As long as you save early, you’ll do less work to live well at your old age.   

78.   Please fill in the blank in the passage with proper words 0r phrases to complete  

the sentence. （Please answer within 10 words. ）  

79.   According to the passage, what do you think of saving?（Please answer within 30 words. ）  

80. Translate the underlined sentence into Chinese.   

閱讀下面的短文，并根據(jù)短文后的要求答題。（請注意問題后的字數(shù)要求）
[1] Learning to save money when you’re young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs. Many people---adults included-- do not have a good sense of saving for the long run.
[2] Make sure you save and don’t spend too much, which is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow. Young people should realize that their teenage years are a great time to begin saving.
[3] At high school many parents pay for almost everything, so your expenses can be small. If you have a lot , you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future.
[4] After high school, college is expensive and then “real” life begins, with expenses such as food and rent. You can hold on to a good percentage of the money you earn as a teen. The earlier      , the more time the money has to grow. If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving, the easier it is to create a nest egg.
[5]Later in life it can be hard to start saving because general costs of living are more expensive and you may only have enough to pay your bills. If you want to buy a house and have a family, you need money to start with, which comes from saving.
[6]Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want to do. In addition, it will mean you can live the way you want to without worrying.
【小題1】What might be the purpose of the writer? (no more than10 words)
                                                                        
【小題2】Please fill in the blank in Paragraph 4 with proper words or phrases to complete the sentence. (no more than 5 words)
                                                                        
【小題3】What is the main idea of Paragraph 3?(no more than 12 words)
                                                                        
【小題4】List three benefits of saving early according to the text.( no more than 30 words)
①                                                                        
②                                                                        
③                                                                        
【小題5】According to the passage, what do you think of saving?(no more than 20 words)